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I was doing a freelancing shift today at my local CBS affiliate (I get called in about once every week or two, which is perfect for me - not too much work, but keeps my foot in the door should I ever decide to return to TV) and I found out one of the producers is leaving to be an EP in South Carolina. No - I don’t want his job (that thought didn’t even cross my mind until now). Instead - I’m totally jealous of him. No again - I don’t want to live anywhere in South Carolina. What I mean is that I’m jealous of his life change - and I realized that I’m starting to feel like it’s time for a change of scenery for me. Don’t get me wrong, I still love where I am and what I do and what types of opportunities my lifestyle affords me, but I’m totally getting the itch.

 Ryan and I actually have been talking about what the next step in our lives will be and I’m getting excited for whatever is next. We don’t really have a specific plan, but it’s exciting for me to think that at this time next year I could be somewhere totally different, doing something totally different. While we’d love to go to another huge city, we’ve talked about going to a more medium-sized place (still hip and fun, of course - no colorado or kansas for us, natch!). Somewhere we could keep our standard of living - or upgrade! - and be able to save and invest a sh*t ton of money. (All part of our “financially free by 3o” plan!)

The beauty for us is that, since we’re self-employed and all our clients are virtual, our incomes won’t adjust to whatever area we move to. So if we move somewhere with a lower cost of living, we’ll be making the same we are now, and spending a LOT less! Not too bad, considering that I’d say we’re living pretty comfortably even with a super-high cost of living!

Like I said, I’d ideally want to live in another really big city, but I don’t want to downgrade my lifestyle at this point - and our dream places are all more expensive than where we are now.  We decided our dream cities are the places we’d like to end up one day, after we’ve established ourselves, maybe gone to grad school, have a larger investment empire, and are financially free.

In the meantime, we’re going to Asia for three months, so I guess that will have to serve as diversion enough :-D 

ps- i found this adorable (dog friendly!) apartment in downtown Austin. I’m ready to upgrade!

From Broadcasting to Boardroom

That title isn’t completely accurate since I’m technically still in the broadcasting industry, but it kind of describes the shift I’ve felt over the past year. I was reading about how women typically don’t make as much as men (no shocker there, really), and the author was contending sometimes women don’t put up a fight for that extra three or five grand because they think - that much money isn’t that big a deal, it’s not worth the hassle.  But in ten years, that can be the difference between an extra few years of work (I’m not being totally accurate, but that was the basic point).  I am TOTALLY guilty of thinking that way - so this article got me thinking about how I ended up there - it has a lot to do with the mentality that was cultivated through some of my past jobs.

I started out in small market news.  I was making less than 20 grand. I went to work for a station I’d interned at throughout college, and I figured (this is how they get ya!), some money was better than an unpaid internship, even if my hourly pay worked out to about minimum wage.  Plus I was doing what I loved, which made it a lot easier to swallow.  Then I accepted a similar job at a similar station, making a little more, and I was thrilled.  Again, I didn’t negotiate a salary, since I was happy to get over that 20-grand hump.  Of course, after working 12 hour days and overnights, doing two - sometimes three - people’s work, all for little or no reward, I began to think asking for more wasn’t such a bad idea.

At this point also, you have to understand, the money in TV is shit.  Unless you’re at a network level as an anchor, you’re scraping by.  On the lower levels, it really doesn’t matter if you’re a guy or girl, on-air or behind the scenes, 19 grand is 19 grand is 19 grand.  I felt gypped but hey, we ALL felt gypped. Plus, we were “doing what we loved,” so we all took it. If we didn’t, there were 20 thousand recent college grads that would. That’s the mentality I had.

It was also the same mentality that led me to believe (and rightfully so) that I could do the best at the job I was in, but that was pretty much it.  In that type of TV news, moving up in markets is pretty much all you have, unless you want to make the jump to news director - but I never did.  I had almost NO business mind-set (except for the little tidbits Ryan tried to teach me).  Sure, news is a business. DEFINITELY.  But all the business-type stuff takes place in corporate offices at the companies that own the affiliates, or at the network itself, if you’re owned by them.  At the very least, it goes on the in the sales offices of the affiliates - where the news people never venture.  I thought I’d produce news forever - hopefully in a bigger market, maybe at a talk show, maybe as an executive producer.  I ADORED my career, but for what I wanted to do, there really wasn’t a corporate ladder to climb.

Then I moved to the big city. After freelancing at the big networks, proving to myself that I could hack it, making more than twice what my pay had been before, then realizing I didn’t want to go into work at midnight or 3 am for the rest of my life, I ditched network news for a hip, green, cable company start up.

There are things I miss about network news, but I’ve never looked back. I’m still in the TV biz, and working at a relatively new start-up (albeit, with an already-huge staff, and amazing funding and sales) is at once exhausting and rewarding, frustrating and perfect.  I’ve been here for almost 8 months, and that initial new-job “glow” has worn off a little, but never been completely tarnished.

Anyway, working at an actual “business” - with presidents, SVPs, directors and coordinators - that’s still trying to find its feet, presents amazing opportunities.  I’m not pegged in to one job, and it took me a while to realize that.  As our company grows, I can assume more responsibility.  I can pitch creative ideas that actually get accepted and encouraged.  I can dream as big as I want to, and as long as I back it up with a proposal, someone will at least give the pitch more than just a cursory glance.  I have bosses I love (shocking!), who I strive to learn from and emulate (even more shocking!).  I’ve started looking at this as more than just a job, and realize the opportunity I have to move up and on to things I didn’t even know I could or wanted to be.

So, to bring this back to getting paid … when I got this job, I did just accept what was offered me, while also telling my boss what I’d like to be making in the near future - which was a big step for me.  I guess, even though I’ve always been a career girl, now I’m taking more initiative with that career.  I’m becoming more of a business girl.  I meet with my boss to discuss my ideas and goals.  I write proposals (a year ago, I didn’t even know what a proposal was…).  I’m increasing my value, so when the time comes that I ask for more money (something I still hate to do); I’ll actually get it.

i think this credit card company is just laughing in the consumer’s face. and rightly so. the irony of the whole ad campaign dawned on ryan and i as we saw the commercial one night (while watching something online, of course). still, it took me several times of hearing it before i got it. the company’s name is chase, and at first brush you think the card’s name is something akin to visa platinum. chase freedom. on the surface i guess that’s right. but then the tagline is, “your choice, your chase.”

it’s so geniusly ironic to me that a credit card company is tellling you, in essence, to “chase freedom.” how fitting! how many people will spend their time doing just that, because of credit cards. never really being free from that balance. losing more and more of their freedom with every dollar they charge. how many americans lay awake at night wondering how they’re going to pay that next bill. how many people just resign themselves to living an unfulfilled life, wallowing in debt.

i’ve never had a credit card, and grew up a little differently, so i’ve never dealt with this, and ryan and i are living out a plan to make sure we hopefully never have to. but as i’ve gotten older i’ve realized *i’m* more of the exception in this situation. this IS the reality for most people. so it’s your choice. what will YOU chase?

i grew up pretty sheltered in a Christian/Air Force/ bubble - and looking back, i don’t think i’d really change much, eventhough it kind of turned me into “that girl:” the girl that thinks everyone’s parents encourage them to go to (a private) college and volunteer to pay. the girl that got a car soon after i turned 16 (it was “only” a VW!). the girl that knows she’ll always have her parents to rely on if that need arises. don’t be put off yet. i know that makes me sound pretty spoiled, but it really didn’t seem that way. i have extremely down-to-earth parents who did what was in their power to make my life better without, i feel like, leaving me with that pesky entitlement mentality. i really don’t know how they did it.

it may sound really “entitled” to say something like, “i didn’t realize till i was an adult that some people had to raise their OWN money to go to high school camp,” or make another such assumption. so i guess maybe it is true to a certain extent. but i don’t know that it’s really hurt me. i don’t feel entitled in the sense that i think the world should just hand me things. i’m willing to bust my ass for a good job, and prove my work ethic before i ask for a raise. willing to scrape by for a few years in order to save/invest a bunch of money that will hopefully secure our future.

if anything, i feel like the things i think i’m “entitled to” will only force me to work harder. i guess i do feel entitled to end up with a good job, living in a nice house, in the city of my chosing. able to take vacations if i want and help people out when they need it. is it bad to be raised in a house where money really isn’t an object (while still learning the value of a dollar, of course)? to look at things, experiences and investments objectively, for what they are, not in terms of how the exact dollar amount might make or break you?

what i DO think about is maybe i don’t appreciate all the things i have in my life as much as someone who, for example, “earned” their way through college. (but then, would they really appreciate either taking 6 years in school or having 100 grand in debt?) maybe they’re a little more hell bent on making something of themselves because they DON’T have something to fall back on. i look at ryan and his drive to make his financial plan work. some (like me) may call him obsessed, and there’s a lot of reasons for this - he loves finances and investment and real estate. he enjoys researching and taking on new projects. but i know a big reason he works towards these things is because he wants to create a different environment (in some ways) from the one he grew up in. in that respect he as an extra (or maybe just different?) motivation to make it work.

i also have a motivation, but my motivation is to create a SIMILAR environment to the one i grew up in. and i guess i do kind of feel entitled to that. i may sound spoiled but i don’t think i’m a brat. i’m extremely greatful to my parents for everything they’ve given me - financially, spiritually, academically, relationally - and while i may have “assumed” some things about life and finances while i was growing up, now that i’m older and wiser those assumptions have turned to complete appreciation for the life i was given.